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Investment Advisory

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Unlisted and Pre IPO Shares

Unlisted and pre-IPO shares let you invest in fast-growing companies before they hit the stock exchange at much lower prices than what the public will ever get. By the time the company lists, early investors have already benefited from years of growth that drove the valuation up, often delivering 5 to 10 times returns on the original investment. These shares are unaffected by daily market ups and downs, making them a smart way to diversify your portfolio. Since these opportunities are not available to the general public, you get access to exclusive deals that only a select group of investors can participate in. And when the IPO finally happens, share prices often jump significantly on day one rewarding those who had the foresight to invest early.

Startup Investments

Investing in startups early means getting in at the lowest possible price an opportunity that later investors will never have. Even a small investment can grow massively, with successful startups known to return 10x, 50x, or even more as the business scales. The best startups grow rapidly year after year, and being an early backer means you benefit from the full journey of that growth. You also get closer access to the business including insights and influence that no stock market investment can give you. Whether the company goes public, gets acquired, or sells to a larger fund, there are multiple ways to cash out and realise your returns.

Unlock High-Growth Investments

Unlisted and Pre IPO Shares

Unlisted and pre-IPO shares let you invest in fast-growing companies before they hit the stock exchange at much lower prices than what the public will ever get. By the time the company lists, early investors have already benefited from years of growth that drove the valuation up, often delivering 5 to 10 times returns on the original investment. These shares are unaffected by daily market ups and downs, making them a smart way to diversify your portfolio. Since these opportunities are not available to the general public, you get access to exclusive deals that only a select group of investors can participate in. And when the IPO finally happens, share prices often jump significantly on day one rewarding those who had the foresight to invest early.

Startup Investments

Investing in startups early means getting in at the lowest possible price an opportunity that later investors will never have. Even a small investment can grow massively, with successful startups known to return 10x, 50x, or even more as the business scales. The best startups grow rapidly year after year, and being an early backer means you benefit from the full journey of that growth. You also get closer access to the business including insights and influence that no stock market investment can give you. Whether the company goes public, gets acquired, or sells to a larger fund, there are multiple ways to cash out and realise your returns.

Bonds & Fixed Income

Corporate FDs, RBI Bonds, Capital Gain Bonds, and NCDs, for stable returns and smart tax planning, especially after a property sale.

Direct Equity

Shares in quality companies, held for long-term growth. We pick businesses with strong fundamentals and staying power

Mutual Funds

SIP and lumpsum investments across equity, hybrid, and debt funds, easy to start, professionally managed, and tax-smart.

IPOs & New Fund Offers

We guide you on which new listings and fund launches are actually worth your money, and which ones to skip.

Experienced accounting professional specializing in taxation, financial planning, and compliance. Skilled in managing accounts, audits, and business advisory, helping clients optimize finances, ensure accuracy, and achieve sustainable growth.

Pankaj Sharma
Co-founder - S M & Associates

Finance professional specializing in investment advisory, portfolio management, and wealth planning. Skilled in identifying high-growth opportunities, guiding clients with strategic insights, and delivering long-term financial growth and stability.

Umang Mahra
Founder - S M & Associates
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Services

  • Tax Planning & Filing
  • GST Registration & Compliance
  • Accounting & Bookkeeping
  • Audit & Assurance
  • Business Advisory

Investment Services

  • Unlisted Shares
  • Startups
  • Direct Equity
  • Mutual Funds
  • Bonds & Fixed Income

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